> ## Documentation Index > Fetch the complete documentation index at: https://agents.laso.finance/llms.txt > Use this file to discover all available pages before exploring further. # List bank payout recipients (free) > Lists the recipients registered on your banking profile and the destinations attached to each, so you can find the `destination_id` that `GET /send-bank-payment` pays out to. Free — only the payout itself is a paid action. Bank account numbers are returned masked to their last four digits; routing numbers are returned in full. Create recipients and destinations with the `createBankingRecipient` and `addBankingDestination` callables (see the [bank accounts guide](/guides/agent-bank-accounts)). Requires a Bearer token from `/auth` or `/get-card`. ## OpenAPI ````yaml /api-reference/openapi.json get /bank-recipients openapi: 3.1.0 info: title: Laso Finance x402 API version: 1.0.0 x-docs-revision: aef3ed27a551 x-docs-manifest: https://laso.finance/.well-known/docs-version.json contact: email: agents+support@laso.finance x-guidance: >- Laso Finance is a payment-gated (x402) API that lets an AI agent spend USDC on real-world financial products: prepaid cards (U.S. and international), gift cards, push-to-card transfers to USD/EUR/GBP debit cards, and Venmo/PayPal payouts. Payment: every paid route is an x402 v2 endpoint. Call it with no payment header to receive a 402 challenge listing the accepted networks, then replay with a signed USDC payment. Both Base (eip155:8453) and Solana (solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp) are accepted on every paid route; the caller picks either chain. Identity: `GET /auth` is free and identity-only. Prove wallet ownership with a `SIGN-IN-WITH-X` (CAIP-122) header to receive a Firebase id_token, then send that token as a Bearer credential to the authenticated read routes (`get-card-data`, `get-account-balance`, `get-kyc-status`, etc.). Paid routes also return fresh auth credentials in their response, so a payment is never required just to obtain a token. Recommended flow: (1) `GET /auth` to establish identity, (2) call a paid route (e.g. `GET /get-card`) to purchase a product, paying USDC on Base or Solana, (3) poll the authenticated read routes with the returned Bearer token to fetch the resulting card/transfer details. Full machine-readable instructions live at https://laso.finance/SKILL.md. description: >- Payment-gated API for Laso Finance. All paywalled routes use the x402 protocol — the caller includes a USDC payment header on Base (eip155:8453) or Solana (solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp) and the server verifies payment before processing. Free routes require no payment header. ## Getting started To set up a wallet for making x402 payments, choose a provider: - **Locus** (default): https://paywithlocus.com/SKILL.md - **Sponge**: https://wallet.paysponge.com/skill.md — automatic x402 service discovery - **Ampersend**: https://www.ampersend.ai/getting-started.md — self-custody on Base or Solana with dual-approval spending limits. Laso Finance is a default skill, so no manual endpoint registration is needed. ## How x402 works 1. Call a paywalled endpoint without a payment header → receive a `402 Payment Required` response containing payment details (price, recipient address, network). 2. Construct an x402 payment header using the details from the 402 response. 3. Replay the request with the payment header → the server verifies payment and processes the request. ## Authentication flow `GET /auth` is free: callers prove wallet ownership by sending a `SIGN-IN-WITH-X` header (CAIP-122 wallet signature). Paywalled routes (`/get-card`, `/order-gift-card`, `/get-push-to-card`, `/order-intl-card`) also return fresh auth credentials in their responses, so a payment is never required just to obtain a token. Most routes return auth credentials (`id_token`, `refresh_token`, `expires_in`). Use the `id_token` as a Bearer token to call authenticated Laso Finance endpoints like `/get-card-data`. When the `id_token` expires, use `POST /auth` with `grant_type: refresh_token` to get a new one. ## Important notes The `/get-card` USA prepaid card endpoint is U.S. only — issued in USD, usable at U.S.-based merchants only, and physical goods must ship to a U.S. address. For non-U.S. merchants or non-USD currencies, use `GET /order-intl-card` instead (international prepaid card, admin-fulfilled within 24 hours). All cards are intended for the caller's own use. For step-by-step instructions, read https://laso.finance/SKILL.md servers: - url: https://laso.finance description: Production security: [] paths: /bank-recipients: get: summary: List bank payout recipients (free) description: >- Lists the recipients registered on your banking profile and the destinations attached to each, so you can find the `destination_id` that `GET /send-bank-payment` pays out to. Free — only the payout itself is a paid action. Bank account numbers are returned masked to their last four digits; routing numbers are returned in full. Create recipients and destinations with the `createBankingRecipient` and `addBankingDestination` callables (see the [bank accounts guide](/guides/agent-bank-accounts)). Requires a Bearer token from `/auth` or `/get-card`. operationId: listBankRecipients responses: '200': description: The recipients on this banking profile. content: application/json: schema: type: object properties: user_id: type: string recipients: type: array items: type: object properties: recipient_id: type: string name: type: string status: type: string address: type: object description: The payee's postal address, when one is set. destinations: type: array items: type: object properties: destination_id: type: string description: >- Pass this as `destination_id` to `GET /send-bank-payment`. destination_type: type: string enum: - fiat_us - fiat_iban - crypto name: type: string bank_name: type: string account_holder_name: type: string account_number_last4: type: string routing_number: type: string crypto_address: type: string network_id: type: string '401': description: Missing or invalid Bearer token. '403': description: Account is frozen. '412': description: No banking profile yet. Call `createBankingProfile` first. security: - BearerAuth: [] components: securitySchemes: BearerAuth: type: apiKey in: header name: Authorization description: >- Firebase ID token from `/auth` or any paid route, sent as a Bearer token: `Authorization: Bearer ` (the `Bearer ` prefix is required). ````