> ## Documentation Index > Fetch the complete documentation index at: https://agents.laso.finance/llms.txt > Use this file to discover all available pages before exploring further. # Get KYC verification status (optional) > **KYC is optional.** Most endpoints (cards, gift cards, push-to-card, account balance, withdrawals) do not require verification. It is only needed for certain features such as Venmo/PayPal payouts via `/send-payment`, and may be used for additional controls in the future. If you are not using those features, you can ignore the verification endpoints entirely. Returns the calling wallet's cached KYC verification status. Use this as a free pre-flight check before paying for `/send-payment`: if `kyc_verified` is `true` the payout will go through. If it is `false`, don't call `/send-payment` yet — that call would not send the payout (it returns `kyc_required` and a `kyc_url`), and the USDC you paid would just land in your account balance, recoverable with `POST /withdraw`. To start verification when not verified, call `/get-kyc-link`. This reads the cached status kept up to date by the verification webhook; it does not start verification or return a verification link. Requires a Bearer token from `/auth` or `/get-card`. ## OpenAPI ````yaml /api-reference/openapi.json get /get-kyc-status openapi: 3.1.0 info: title: Laso Finance x402 API version: 1.0.0 x-docs-revision: 484e5bf68b9b x-docs-manifest: https://laso.finance/.well-known/docs-version.json contact: email: agents+support@laso.finance x-guidance: >- Laso Finance is a payment-gated (x402) API that lets an AI agent spend USDC on real-world financial products: prepaid cards (U.S. and international), gift cards, push-to-card transfers to USD/EUR/GBP debit cards, and Venmo/PayPal payouts. Payment: every paid route is an x402 v2 endpoint. Call it with no payment header to receive a 402 challenge listing the accepted networks, then replay with a signed USDC payment. Both Base (eip155:8453) and Solana (solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp) are accepted on every paid route; the caller picks either chain. Identity: `GET /auth` is free and identity-only. Prove wallet ownership with a `SIGN-IN-WITH-X` (CAIP-122) header to receive a Firebase id_token, then send that token as a Bearer credential to the authenticated read routes (`get-card-data`, `get-account-balance`, `get-kyc-status`, etc.). Paid routes also return fresh auth credentials in their response, so a payment is never required just to obtain a token. Recommended flow: (1) `GET /auth` to establish identity, (2) call a paid route (e.g. `GET /get-card`) to purchase a product, paying USDC on Base or Solana, (3) poll the authenticated read routes with the returned Bearer token to fetch the resulting card/transfer details. Full machine-readable instructions live at https://laso.finance/SKILL.md. description: >- Payment-gated API for Laso Finance. All paywalled routes use the x402 protocol — the caller includes a USDC payment header on Base (eip155:8453) or Solana (solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp) and the server verifies payment before processing. Free routes require no payment header. ## Getting started To set up a wallet for making x402 payments, choose a provider: - **Locus** (default): https://paywithlocus.com/SKILL.md - **Sponge**: https://wallet.paysponge.com/skill.md — automatic x402 service discovery - **Ampersend**: https://www.ampersend.ai/getting-started.md — self-custody on Base or Solana with dual-approval spending limits. Laso Finance is a default skill, so no manual endpoint registration is needed. ## How x402 works 1. Call a paywalled endpoint without a payment header → receive a `402 Payment Required` response containing payment details (price, recipient address, network). 2. Construct an x402 payment header using the details from the 402 response. 3. Replay the request with the payment header → the server verifies payment and processes the request. ## Authentication flow `GET /auth` is free: callers prove wallet ownership by sending a `SIGN-IN-WITH-X` header (CAIP-122 wallet signature). Paywalled routes (`/get-card`, `/order-gift-card`, `/get-push-to-card`, `/order-intl-card`) also return fresh auth credentials in their responses, so a payment is never required just to obtain a token. Most routes return auth credentials (`id_token`, `refresh_token`, `expires_in`). Use the `id_token` as a Bearer token to call authenticated Laso Finance endpoints like `/get-card-data`. When the `id_token` expires, use `POST /auth` with `grant_type: refresh_token` to get a new one. ## Important notes The `/get-card` USA prepaid card endpoint is U.S. only — issued in USD, usable at U.S.-based merchants only, and physical goods must ship to a U.S. address. For non-U.S. merchants or non-USD currencies, use `GET /order-intl-card` instead (international prepaid card, admin-fulfilled within 24 hours). All cards are intended for the caller's own use. For step-by-step instructions, read https://laso.finance/SKILL.md servers: - url: https://laso.finance description: Production security: [] paths: /get-kyc-status: get: tags: - Verification (optional) summary: Get KYC verification status (optional) description: >- **KYC is optional.** Most endpoints (cards, gift cards, push-to-card, account balance, withdrawals) do not require verification. It is only needed for certain features such as Venmo/PayPal payouts via `/send-payment`, and may be used for additional controls in the future. If you are not using those features, you can ignore the verification endpoints entirely. Returns the calling wallet's cached KYC verification status. Use this as a free pre-flight check before paying for `/send-payment`: if `kyc_verified` is `true` the payout will go through. If it is `false`, don't call `/send-payment` yet — that call would not send the payout (it returns `kyc_required` and a `kyc_url`), and the USDC you paid would just land in your account balance, recoverable with `POST /withdraw`. To start verification when not verified, call `/get-kyc-link`. This reads the cached status kept up to date by the verification webhook; it does not start verification or return a verification link. Requires a Bearer token from `/auth` or `/get-card`. operationId: getKycStatus responses: '200': description: KYC verification status content: application/json: schema: type: object properties: user_id: type: string kyc_verified: type: boolean description: >- Whether the wallet has completed identity verification. When true, /send-payment dispatches the payout. When false, /send-payment does not send: it returns kyc_required and the USDC paid lands in account balance (recoverable via POST /withdraw). Verify before calling /send-payment. kyc_review_status: type: string nullable: true description: >- Latest review status from the verification provider, or null if never reviewed. kyc_review_answer: type: string nullable: true description: >- Latest review answer (e.g. GREEN for approved, RED for rejected), or null if never reviewed. kyc_last_reviewed_at: type: number nullable: true description: >- Epoch milliseconds of the last review, or null if never reviewed. '401': description: Missing or invalid Bearer token content: application/json: schema: $ref: '#/components/schemas/Error' example: error: Invalid or expired token '403': description: >- Account is frozen. The response includes a `frozen_message` field explaining why. content: application/json: schema: $ref: '#/components/schemas/FrozenError' example: error: Account is frozen frozen_message: >- Your account is frozen pending a compliance review. Contact support@laso.finance. security: - BearerAuth: [] components: schemas: Error: type: object properties: error: type: string FrozenError: type: object properties: error: type: string example: Account is frozen frozen_message: type: string description: Human-readable explanation of why the account is frozen securitySchemes: BearerAuth: type: apiKey in: header name: Authorization description: >- Firebase ID token from `/auth` or any paid route, sent as a Bearer token: `Authorization: Bearer ` (the `Bearer ` prefix is required). ````